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FHA Loan Credit Scores: A Reader’s Question

A reader asks, “Hello, my credit score is 540, I’m a single parent, husband left me with a foreclosed house and a debt of about $135,000+ just from the house no credit cards. I have been separated for...

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FHA Credit Score Minimums: A Reader Question

A reader asks, “My credit score is 583 on Quizzle and 604 on Credit Sesame, what is the criteria for credit scores? Would I have a chance of getting approved for a refinance cash out?” The first issue...

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FHA Loan FICO Score Requirements: A Reader Question

A reader asks, “I have a question on the down payment assistance and credit scores. We have credit scores that average to 640 and 620. Our lender has asked us to either raise our scores or have a 2...

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FHA Loans and Co-Signers: A Reader Question

A reader asks, “My husband and I are trying to assume this fha loan. My debt to income ratio is too high. My mother in law will gladly co sign for us.” “My husband will not be on the loan, just me. Is...

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FHA Loan Questions: Going Back To Full-Time Employment After Owning a Small...

A reader asks, “Can I qualify for a Back to Work Loan if I lost a job and then when I couldn’t find work, started a business with a partner. Two years later the partnership breaks up and I am forced...

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